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A Bengaluru-based CA has sparked discussion after responding to a Reddit post of a 29-year-old earning ₹1.55 lakh per month but saving only ₹5,000 to ₹9,000 at month-end. She explained that the situation is not necessarily a sign of poor finances, but of how money is being categorized and understood. According to her, a large portion of the income is going into SIP investments and loan repayments, which should be seen as wealth-building rather than simple expenses. |
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